Active employees contributing to the TRS of Alabama and who have completed one year of service are covered under the systems Pre-Retirement Death Benefit (PRDB) and Term Life Insurance (TLI) plan.
Active employees contributing to TRS of Alabama with less than one year of service have death benefits equal to the member's salary at the time of death if the cause of death is job-related.
Pre-Retirement Death Benefit – one times annual salary plus a Term Life Insurance- $15,000.
Coverage does not require employee premium contributions.